Glyn Ramsay. Home Design. November 23rd , 2017.
GOOD LEASING FOLKS CAN EASE THE PROCESS. Im pleased to say that most of the leasing representatives I met at the more than two- dozen communities I visited that week were highly professional and efficient in discharging their obligation to enlighten me about their apartments. The really good ones cut to the chase and sized-up their offerings quickly. Many answered questions before I had asked them and usually with a few well chosen words and the aid of brochures, fact sheets and apartment floor plans and site maps. I was particularly glad when some representatives dispensed with filling out all the pre-application paperwork until after showing me their available units. As far as I was concerned, it was a complete waste of time for both of us unless and until I decided I wanted to live there.
For instance, In Houston, located only 239 miles away from Dallas, there are some apartments that consider your debt and your debt to income ratios as well as Social Security fraud history, when checking your Application. These are items that are never checked by Dallas apartments when they run your Application. Also, Dallas is more lenient than Houston when doing a criminal background check when it comes to fraud and financial crimes. Several apartments in Dallas will still work with you if you have a misdemeanor or felony in those categories, whereas in Houston these two areas are almost always causes for denial of your application.
You are not necessarily restricted from apartment renting with less than perfect credit, but you may be required to put up an additional security deposit and possibly have a credit worthy person co-sign the apartment lease with you. Dont unprepared for by requests for any of these things. Be sure to fill out a 100% truthful apartment rental application and come to the interview with references, proof of employment, credit information and any other renting resources at the ready. If you do have a credit history or renting history that might be detrimental, going through an apartment locator or apartment finder may be the best solution. They will present your history to the landlord for you, (make sure they are 100% truthful about it) and they can also be quite helpful and save you a lot of time because they most likely will know which landlords and apartments are more lenient in these circumstances. They can also advise you as to exactly what kinds of references and documents you might need to prove that you can be a responsible tenant.